During this hour, Gil and Rhoda talk with Roshanda Tate Billingsly who chose to punish her 12-year old daughter for an inappropiate post on Instagram by admitting her fault with a Facebook post; Gil provides some information about programs that might help underwater homeowners trying to get mortgate modifications, and hears from a listener who has taken part in HARP (the Home Affordable Refinance Program).; Gil and Rhoda converse with Dr. Fran Walfish, a family therapist who has a three-step…

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